Knowing the Signs
Knowing normal vital signs in young animals can alert producers to health issues
When working with livestock, especially young ones, it’s important to catch health...
Calving Age for Heifers
Is 2 years old too young to calve heifers?
On many operations in the Ozarks, producers aim to have their heifers produce their first calf...
Let’s Talk Credit
Now is a great time to get financially fit
With the arrival of the New Year I’m sure you have seen ads or commercials for...
Budget to Maximize Profits
For each enterprise, producers should develop a separate budget
The time we have been anticipating is finally here. It’s a new year and 2020 is...
The Refi Dilemma
Refinancing can be beneficial
Given the highly publicized info regarding “historically low” interest rates, the obvious question for many of us is “Should I refinance?”
Clearly,...
Animal Health SOPs
Assessing risk factors and creating standards for health can help producers achieve efficiency and consistency
Raising healthy animals is the goal for livestock producers. But...
Reducing Stress on Calves
Reducing stress for calves of all ages is important for their overall health
Stress is detrimental to livestock of any age, but it can be...
Tax Avoidance vs. Cash Flow/Working Capital
Debt obligations should be a priority before making a large purchase to “save” money
One of the most difficult issues we deal with as agricultural...
Knowing the Five Cs
Capacity, collateral, capital, conditions and character are important points when seeking a loan
When I first started in the banking industry, almost 13 years ago...
Farming Financial Outlook
Now is the time to prep finances for the coming year
Well, we made it through 2020. I am glad to be ushering in the...
