What’s a Beneficiary?
A beneficiary is a person or entity who receives the benefits of a financial account, insurance policy, or estate plan in the event of...
Managing the Highs and Lows
As an agricultural lender and a small-scale beef cattle producer, I continually work to gain knowledge on updated production and management practices and marketing...
Optimism in Farm Country
When asked about the outlook for agricultural commodities, I simply go back to the most basic economic equation – supply and demand. For many...
Stop Financial Exploitation
One of the biggest growing problems our state and country faces is financial exploitation. As a banker, this subject comes up unfortunately more than...
Preparing for Loss
In my line of work, I have the unfortunate job to deal with the passing of someone’s spouse, parent or sibling. I see in...
Understanding ILIT
Irrevocable Life Insurance Trusts (ILITs) are tools that are sometimes recommended by estate and planners. ILITs also manages and distributes proceeds from a policy...
Health tips from Dr. Tim O’Neill
The weather is cold one day and then we are in the 60s and 70s the next. This is getting a lot of people...
A Business Relationship
The winter months provide farmers and ranchers plenty of time to ponder their next steps. As we approach the 2023 farming year, farmers and...
Year-End Tax Strategies
We are now heading into the holiday season with all the hustle and bustle upon us. The next big hurdle we tackle in addition...
Preparing for Retirement
Here are seven financial tips to help you enjoy life and reduce stress as you approach retirement.
1. Get serious about your retirement: If your...
