Teamwork
A random introduction many years ago provided me with the opportunity to accept a position with a community bank which has turned into a...
What’s a Beneficiary?
A beneficiary is a person or entity who receives the benefits of a financial account, insurance policy, or estate plan in the event of...
Managing the Highs and Lows
As an agricultural lender and a small-scale beef cattle producer, I continually work to gain knowledge on updated production and management practices and marketing...
Optimism in Farm Country
When asked about the outlook for agricultural commodities, I simply go back to the most basic economic equation – supply and demand. For many...
Stop Financial Exploitation
One of the biggest growing problems our state and country faces is financial exploitation. As a banker, this subject comes up unfortunately more than...
Preparing for Loss
In my line of work, I have the unfortunate job to deal with the passing of someone’s spouse, parent or sibling. I see in...
Understanding ILIT
Irrevocable Life Insurance Trusts (ILITs) are tools that are sometimes recommended by estate and planners. ILITs also manages and distributes proceeds from a policy...
Health tips from Dr. Tim O’Neill
The weather is cold one day and then we are in the 60s and 70s the next. This is getting a lot of people...
A Business Relationship
The winter months provide farmers and ranchers plenty of time to ponder their next steps. As we approach the 2023 farming year, farmers and...
Year-End Tax Strategies
We are now heading into the holiday season with all the hustle and bustle upon us. The next big hurdle we tackle in addition...
